I’m patting myself on the back today because I just checked my online statement for my mini-emergency fund and I am officially more than one-third toward my goal. This is a GREAT feeling for me.
I also paid off one of my debts last month, which leaves me two credit cards to work on paying off. One of those should be gone when I get my income tax refund next year. I do have student loans in deferment while I’m enrolled in classes now, so those will still be an issue in the future. Given that I’ve already been down the student loan consolidation road, I’ll be in good shape once the credit cards are gone and I have more money to apply to those.
My deferred compensation should start with my next paycheck. I’m waiting to see what effect it has on my net pay before I make any adjustments to the deduction amount. That amount will steadily increase as I pay off debt, but it’s important for me to get started on it now, for as much as I can afford to set aside.
Things are coming together slowly but surely. I am proud of myself for what I’ve accomplished so far. I won’t say that I haven’t made a few spending mistakes along the way, but never anything that sets me back.
I hope the rest of my day is this good!