My friendly neighborhood mail carrier brought me two things over the weekend: a refund check from the credit card account I just closed and a certified check from JL for three months of car insurance. This pays him up through July, which is the last month we’ll owe a payment until November when the whole thing starts all over again.
The biggest financial nightmare I’ve had to face was two (teenage) sons needing car insurance. I remember the look of disbelief on their angelic little faces the day I told them how much it would cost them to be able to drive. They’re through the rough part now. Turning 21 last year saw a drop in their rates. Hitting the quarter-of-a-century mark and/or getting married will probably result in further decreases.
By that time, they will need to have their own policies. I expect that JL will be the first to go forth and find his own car insurance quote. He’s definitely on an independent streak that will hopefully last far beyond when he comes home in August. His plan is to get two semesters in, achieve sophomore status and then head to Australia for a semester abroad. I wonder what car insurance costs down under?